FINANCE TOOL
Currency Converter
Convert currencies using current exchange rates. Simple, practical and free.
Convert currencies
Enter an amount and choose the currencies you want to compare.
Exchange rate: —
Rate date: —
Convert currencies in seconds.
Enter the amount you want to convert, select the currency you are starting with and choose the currency you want to compare it with.
Enter an amount
Enter the amount you want to convert.
Choose the currencies
Select the currency you have and the currency you want to compare.
Review the result
HARTI TOOLS calculates the converted amount using the available exchange rate.
What does an exchange rate mean?
An exchange rate shows how much one currency is worth relative to another currency.
For example, if the exchange rate is 1 USD = 0.89 EUR, one US dollar is equivalent to approximately 0.89 euros at that reference rate.
Exchange rates change over time as currency markets move. The rate used by a bank, card provider, payment platform or currency exchange service may therefore differ from the reference rate shown by this tool.
How currency conversion is calculated.
Currency conversion is based on the exchange rate between the selected currencies.
The exchange rate determines how many units of the target currency correspond to one unit of the source currency.
Example: converting USD to EUR.
Suppose you want to convert 100 USD to euros and the reference exchange rate is:
The calculation would be:
The actual amount received or charged may differ when a bank, card issuer, payment service or exchange provider applies its own rate, spread or fees.
Useful for everyday international decisions.
Travel planning
Estimate how much your travel budget is worth in another currency.
International shopping
Compare the price of products sold in different currencies.
Freelance work
Understand the approximate value of payments received in another currency.
Online services
Compare subscriptions and other recurring international expenses.
The displayed rate is a reference.
Currency conversion services may apply fees, commissions, spreads or different exchange rates. The result from this calculator should therefore be treated as a reference rather than a guaranteed transaction amount.
Small differences are normal. Exchange rates can change over time, and the rate available through a bank, card provider, payment service, or currency exchange may differ slightly from the reference rate used by this calculator. Differences of a few cents or more can occur due to market movements, update timing, fees, commissions, or exchange-rate spreads.
Always check the final rate and fees with your bank, card provider, payment service or currency exchange provider before completing a transaction.
Frequently asked questions.
Are exchange rates fixed?
No. Exchange rates change over time as currency markets move.
Is the result the same amount I will receive?
Not necessarily. Banks, card providers and exchange services may apply their own rates and fees.
Can I convert between any two currencies?
The calculator supports a selection of major currencies. Additional currencies may be added over time.
How often do exchange rates change?
Currency markets can change continuously during trading periods. The reference data used by this tool is updated according to its data source.