Terms of Use
Rules and conditions for using HARTI Tools.
Introduction
These Terms of Use govern your access to and use of HARTI Tools ("HARTI", "we", "us" or "our"), available at https://hartitools.com/.
HARTI Tools provides free online calculators and decision-making tools designed to help users estimate, compare and understand real-world costs and calculations.
By accessing or using the website, you agree to these Terms of Use. If you do not agree with these terms, please do not use the website.
Use of the Website
You may use HARTI Tools for lawful personal, educational, informational and business purposes, provided that your use does not violate these Terms or applicable laws.
You agree not to misuse the website, interfere with its operation, attempt to gain unauthorized access to systems or services, or use the website for unlawful purposes.
Calculators and Estimates
HARTI Tools provides calculators and estimates for informational and planning purposes.
Results are generated from the information entered by the user and the formulas implemented in each tool. Results may vary depending on the accuracy and completeness of the information provided.
Calculator results should not be interpreted as guaranteed prices, financial results, professional advice or exact real-world outcomes.
You are responsible for evaluating whether a calculator's result is appropriate for your particular situation.
No Professional Advice
Information provided by HARTI Tools is general and informational in nature.
HARTI Tools does not provide financial, legal, tax, engineering, medical, automotive or other professional advice through its calculators or website content.
When a decision involves professional, legal, financial, safety or regulatory considerations, you should consult an appropriately qualified professional.
Accuracy of Information
We aim to provide useful and accurate tools and information, but we do not guarantee that all content, calculations or information will always be complete, accurate, current or error-free.
External prices, rates, costs, regulations and other real-world conditions may change over time.
You should independently verify important information before relying on it for a significant decision.
Availability and Changes
HARTI Tools may add, remove, modify or discontinue calculators, features, pages or services at any time.
We may also update, improve or change the website without prior notice.
We do not guarantee that the website or any particular tool will always be available or uninterrupted.
Intellectual Property
Unless otherwise indicated, the HARTI Tools name, branding, website design, original content, calculator interfaces, code and other materials provided by HARTI Tools are owned by or licensed to HARTI Tools.
You may use the website and its tools for their intended purposes, but you may not reproduce, redistribute, sell, modify or commercially exploit protected HARTI Tools materials without appropriate authorization.
Third-Party Services and Links
HARTI Tools may use third-party services to operate, secure, analyze or improve the website.
The website may also contain links to third-party websites or services in the future.
Third-party websites and services are governed by their own terms and privacy policies. HARTI Tools is not responsible for the content, policies or practices of third-party services.
Prohibited Activities
You may not use HARTI Tools to:
- violate applicable laws or regulations;
- interfere with the operation or security of the website;
- attempt to gain unauthorized access to systems or data;
- introduce malicious code, software or harmful content;
- abuse automated requests in a way that negatively affects the service;
- reproduce or exploit protected website materials without authorization.
Limitation of Liability
To the extent permitted by applicable law, HARTI Tools shall not be responsible for losses, damages or decisions resulting from reliance on calculator results, website content, estimates or information provided through the service.
Users are responsible for independently evaluating information before making decisions based on it.
Indemnification
To the extent permitted by applicable law, you agree to be responsible for claims or losses arising from your unlawful use of HARTI Tools or violation of these Terms of Use.
Privacy
Your use of HARTI Tools is also subject to our Privacy Policy, which explains how information may be collected and used.
You can read the HARTI Tools Privacy Policy .
Changes to These Terms
We may update these Terms of Use from time to time to reflect changes to the website, services, applicable requirements or our practices.
Updated terms will be published on this page.
Governing Law
These Terms of Use are intended to be interpreted in accordance with applicable law.
Any specific jurisdiction, dispute-resolution mechanism or governing-law provision may be updated as the legal structure and operation of HARTI Tools are formally established.
Contact
If you have questions about these Terms of Use, please contact HARTI Tools through the contact information provided on the website.
Last updated: September 2026